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daniyasiddiquiEditor’s Choice
Asked: 01/08/2025In: ,

My question is about AI.

ai
  1. daniyasiddiqui
    daniyasiddiqui Editor’s Choice

     Some work is transforming, not vanishing: AI isn't merely displacing work — it's transforming how we perform it. In marketing or customer support, for instance, AI takes care of repetitive tasks such as filtering emails or answering frequently asked questions, and human beings emphasize more on innRead more

    •  Some work is transforming, not vanishing:

    AI isn’t merely displacing work — it’s transforming how we perform it. In marketing or customer support, for instance, AI takes care of repetitive tasks such as filtering emails or answering frequently asked questions, and human beings emphasize more on innovative thinking and troubleshooting.

    •  New jobs are emerging

    Just as the internet created employment opportunities such as social media manager or app developer, AI is generating roles like AI trainers, data ethicists, and prompt engineers — jobs that did not exist a couple of years ago.

    • Demand for soft and tech skills is increasing

    It’s no longer sufficient to merely know how to perform a task. Employees now have to know how to collaborate with AI tools. That involves digital literacy, data management, and even emotional intelligence — skills that enable individuals to cooperate, think for themselves, and be able to respond nimbly.

    • Lifelong learning is becoming the norm

    AI changes rapidly, so the workforce must continue to learn and adapt. Online classes and on-the-job training now are part of most career paths — whether you work in healthcare, education, finance, or manufacturing.

    •  Global competition, local impact:

    AI enables businesses to hire from around the world for digital positions, so anyone from anywhere can compete — but then also places a burden on local employees to remain in touch and competitive.
    Briefly, AI isn’t a tool — it’s a revolution. It’s forcing individuals to evolve, acquire new abilities, and work smarter, more cooperatively. Work’s future is still extremely human, only with wiser tools at our disposal.

     

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Anonymous
Asked: 29/07/2025In: ,

What are the main factors driving the ...

ai
  1. daniyasiddiqui
    daniyasiddiqui Editor’s Choice

    Artificial Intelligence is finding broad acceptance within diverse industries, and several important factors are behind it: Data Overflow: As companies are accumulating more data, they are employing AI to help them make sense of it and derive crucial insights. Tech Upgrades: Improved calculation powRead more

    Artificial Intelligence is finding broad acceptance within diverse industries, and several important factors are behind it:

    1. Data Overflow: As companies are accumulating more data, they are employing AI to help them make sense of it and derive crucial insights.
    2. Tech Upgrades: Improved calculation power, cloud-based solutions, and smarter algorithms are increasing the efficacy and user-friendliness of AI.
    3. Boosting Productivity and Cutting Costs: Automating routine work, minimizing mistakes, and reducing expenses are all attractive propositions to companies.
    4. Staying Competitive: Businesses are using AI to innovate, enhance their customers’ experiences, and catch or stay ahead of their competition.
    5. Greater Accessibility: Thanks to open-source software and AI as a service, even small entities have been able to access AI.
    6. Government and Corporate Support: Increasing investments and policy initiatives are driving research into AI and industry-wide adoption.
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Anonymous
Asked: 28/07/2025In: ,

Why is the Indian stock market crashi ...

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  1. Motilal
    Best Answer
    Motilal

    What’s Happening Right Now?As of July 28, 2025, Indian stock markets—Sensex and Nifty 50—have fallen for the fourth straight week, hitting their lowest levels in about a month. The drop is being driven by weak corporate earnings, foreign investors pulling out money, and stalled trade talks with theRead more

    What’s Happening Right Now?
    As of July 28, 2025, Indian stock markets—Sensex and Nifty 50—have fallen for the fourth straight week, hitting their lowest levels in about a month. The drop is being driven by weak corporate earnings, foreign investors pulling out money, and stalled trade talks with the U.S.

    Markets opened lower again on Monday, and early indicators suggest the weakness is likely to continue. Investor mood remains gloomy, especially after poor Q1 results from companies like Kotak Mahindra Bank.

    📉 What’s Driving the Market Down?

    1. Poor Corporate Results
    IT and consumer companies posted disappointing earnings. Financial sector stocks also saw selling pressure. TCS and other tech firms dropped sharply, triggering concerns about future growth.

    2. Foreign Investors Are Selling
    In July alone, foreign investors pulled out about $750 million from Indian stocks. They’re chasing safer returns in other markets, which is also weakening the rupee and draining market liquidity.

    3. Global & Geopolitical Tensions
    Trade talks between India and the U.S. are stuck. Add to that instability in places like the Middle East and ongoing U.S.–China tensions—investors are understandably nervous.

    4. Market Was Overheated
    After a 15% rally from March to June, stock valuations reached 10-year highs. Analysts had warned this could lead to a correction. Now, with the U.S. markets also cooling off, India is feeling the ripple effect.

    ⚠️ Implications & Risks

    • Retail investors, especially those who entered after the pandemic, may not be ready for a prolonged market downturn.

    • Investors are shifting to safer assets like bonds or fixed income as they brace for more volatility.

    • Policy action may be coming—RBI and SEBI could step in with measures to ease market stress. Still, analysts caution that recovery could be slow and fragile through the rest of 2025.

    🧭 Why This Matters
    This isn’t just about India. What we’re seeing is the result of a global storm—trade tensions, weak earnings, and capital moving out of riskier markets. Whether you’re an investor, financial planner, or just trying to understand the economy, this moment offers real lessons on how market mood, money flows, and global triggers shape what happens next.

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Hina
Asked: 28/07/2025In: ,

Why is India’s leading IT services se ...

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  1. Neha Sharma
    Best Answer
    Neha Sharma

    📉 The Problem: Sector Slowdown Thus far this year, until mid-2025, the Nifty IT index fell ~14% YTD, with leaders like TCS down by around 21%, remaining significantly below 52-week highs. Broader Indian equity markets fell in late July mainly due to steep drops by IT stocks, with Coforge, PersistentRead more

    1. 📉 The Problem: Sector Slowdown
      Thus far this year, until mid-2025, the Nifty IT index fell ~14% YTD, with leaders like TCS down by around 21%, remaining significantly below 52-week highs.

    Broader Indian equity markets fell in late July mainly due to steep drops by IT stocks, with Coforge, Persistent, Infosys, and others guiding indices lower.

    1. 🧠 Tech Transformation & Workforce Changes
      TCS made a 2% employee cut (~12,000 positions), particularly within mid-to-senior management, as part of automation and AI-driven changes.

    Overall hiring has seen a massive swing: whereas best firms employed only 4,787 net individuals in Q1 FY26 compared to 50K+ a while back, hiring these days is for specialists—AI, cloud, cybersecurity—rather than new-batch individuals.

    1. 🚀 AI Disruption & Emerging Roles
      Automation is capturing monotonous activities. Junior roles—programming, debugging, call-center—are being slowly replaced with AI programs and copilot systems, redefining IT and BPO sectors.

    On the other hand, multinationals are growing reliant upon India’s Global Capability Centres to provide high-value AI engineering, analytics, and innovation work.

    🔍 Key Implications at a Glance
    Stakeholder | Impact Summary
    Investors | Large cap IT stocks seen as less defensive; stress may persist until sector pattern stabilizes. Mid-cap IT stocks with emphasis on AI may be worthwhile.
    Employees | Decreasing traditional roles—highlight upskilling for AI, ML, cybersecurity, cloud. Increasing specialist requirements
    Job Seekers | Recruitment at entry level declines significantly; need for specialisation rather than generalists. Upskilling imperative.
    Industry Outlook | Short-term challenges aside, spending enabled by digital & AI will fuel long-term growth. Nasscom & CXO surveys foresee modest growth ahead.

    🧭 Why This Matters:
    India’s $280 billion IT services sector is witnessing its biggest structural change in a decade: automation emerging as a alternative to scale-related hiring, and product lines with a focus on AI-first, domain-exclusivity-based service offerings.

    TCS’ layoffs are a milestone event—the start of a planned convergence to global tech trends rather than a defensive downsizing.

    ✅ Takeaways

    • Information technology sector is at a crossroads where talent quality matters most as opposed to talent volume.
    • Ongoing training in AI, cloud, and cybersecurity is not optional to stay current.
    • For investors, mid-cap nimble players riding the AI wave could have higher risk-reward than legacy giants.
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Anonymous
Asked: 28/07/2025In:

Why did the U.S. and EU implement a 1 ...

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  1. Monty Sharma
    Best Answer
    Monty Sharma

    Both the U.S. and European Union (EU) have just agreed to slap a 15% reciprocal tax on a wide range of products. The move, though seen as a retreat from free trade, is part of a larger strategic repositioning and not a full-scale trade war. 🔍 Key Reasons: Trade Imbalance & Protectionism:AmericaRead more

    Both the U.S. and European Union (EU) have just agreed to slap a 15% reciprocal tax on a wide range of products. The move, though seen as a retreat from free trade, is part of a larger strategic repositioning and not a full-scale trade war.

    🔍 Key Reasons:
    Trade Imbalance & Protectionism:
    America has long accused the EU of imposing trade barriers and deriving excessive gains from transatlantic trade. The tariffs are designed to “level the playing field” and protect home industries from lower-cost imports.

    Retaliation Against Digital Services Tax & Green Subsidies:
    The EU has taxed US tech giants (like Google and Amazon), while both sides accuse one another of uneven subsidies (like US Inflation Reduction Act versus EU’s Green Deal). Tariffs are being used as a response to such policies.

    WTO Standoff
    As the World Trade Organization (WTO) dispute process weakens, both sides are utilizing bilateral instruments like tariffs to stay within compliance or resolve disputes.

    Political Strategy:
    American elections and rising European nationalism are inducing leaders to take a tougher stance on trade to please local businesses and voters.

    📦 Impact
    Consumers: They could pay higher prices for imported electronics, clothing, and car parts.
    Enterprises: Some firms will benefit from less competition but lose from less access to foreign markets.
    Global Markets: Increased volatility of logistics and trade, possible rerouting of supply chains (especially for EVs, pharmaceuticals, and farm products).

    🧠 Professional Advice:
    Although this seems like a backward move from globalization, experts believe that this will form a new trade agenda based on enhanced standards, digital trade, and sustainable practices.

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