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daniyasiddiquiEditor’s Choice
Asked: 23/12/2025In: Technology

How is AI being used in healthcare, finance, and e-governance?

AI being used in healthcare, finance, ...

aiapplicationsdigitalgovernmentegovernancefinanceaihealthcareaismartsystems
  1. daniyasiddiqui
    daniyasiddiqui Editor’s Choice
    Added an answer on 23/12/2025 at 12:55 pm

    1. Diagnosis and Medical Imaging The AI analyzes X-rays, CT scans, MRIs, and pathology slides for the diagnosis of diseases such as cancer, tuberculosis, and neurological disorders. Flag abnormalities early Improve diagnostic accuracy: Reduce the To support doctors in large-volume hospitals This isRead more

    1. Diagnosis and Medical Imaging

    The AI analyzes X-rays, CT scans, MRIs, and pathology slides for the diagnosis of diseases such as cancer, tuberculosis, and neurological disorders.

    • Flag abnormalities early
    • Improve diagnostic accuracy: Reduce the
    • To support doctors in large-volume hospitals

    This is even more precious in an area where qualified physicians are few.

    2. Predictive & Preventive Healthcare

    The AI system evaluates patient records, laboratory results, and lifestyle information for the following purposes:

    • Predict Disease Risk (Diabetes/Heart Disease)
    • Early recognition of high-risk patients
    • Encourage preventative approaches over emergency care

    The medical industry is gradually moving from a culture of ‘treat after illness’ to ‘predict before illness.’

    3. Hospital Operations and Administration

    AI can already now be found in the background of many tasks such as:

    • Predicting Bed Occupancy
    • Staff scheduling
    • “Inventory Management” is a module of
    • Automated claims processing

    These ensure reduced human labor and allow healthcare providers to give attention to patients.

    4. Telemedicine and Virtual Health Assistants

    Chatbots assisted by artificial intelligence are helpful:

    • Book Appointments
    • Learn Symptoms
    • Get drug reminders
    • Follow post-discharge instructions

    Additionally, for people in rural and remote areas, it is an improvement in access for guidance on basic healthcare needs.

    5. Fraud Detection and Risk Management

    AI systems track real-time transactions on a scale of millions to:

    • Identify unusual purchase behavior
    • Prevent fraudulent transactions immediately
    • Minimize false positives, as in rule-based systems
    • It safeguards both customers and financial institutions.

    6. Credit Scoring and Loan Decisions

    Conventional credit scoring involves limited data. It is expanded by AI using information from:

    • Transaction behavior
    • Repayment patterns
    • Cash flow trends

    This allows:

    • Quick loan approvals
    • Credit accessibility for people with limited credit experience
    • Enhanced risk evaluation
    • Risk evaluation is one

    7. Algorithmic Trading and Market Analysis

    The AI models assess market trends, news sentiment, and historical information on:

    • Execute trades at high speeds
    • Minimize human bias when making decisions
    • Optimize Portfolio Performance

    Though strategies are determined by human initiative, implementation as well as data processing is done by AI.

    8. Customer Service and Personal Finance

    Artificial intelligence assistants assist customers in the following ways:

    • Account queries
    • Payment issues
    • Investment Insights
    • Budgeting suggestions

    This increases service availability and cuts the pressure on call centers.
    Copyright by journalsp

    9. Automated Public Service Delivery

    AI makes the following processes easier for governments:

    • Applications
    • Verifications
    • Griev
    • Eligibility checks

    This eliminates delays, paperwork, and the need for human intervention.

    10. Data-Driven Policy and Decision-M

    Data is being generated on an enormous scale in various sectors like the healthcare and education sectors, and also in the transportation and welfare sectors. AI is able

    • Identify gaps in service delivery
    • Measure Scheme Performance
    • Encourage evidence-based policy development

    Artificial Intelligence-driven dashboards make it possible for officials to react accordingly.

    11. Detecting Frauds in Welfare Schemes

    AI is employed in:

    • Identify Duplicate Beneficiaries
    • Determining counterfeit claims
    • Prevent fund leakage

    This ensures the targeted group receives the benefits and the public funds are safeguarded.

    12. Citizen Interaction and Accessibility

    AI-based chatbots and voice assistants assist residents in the following ways:

    • Provide access to local language information
    • Applications tracking
    • Get immediate answers without physically coming to our offices

    This is an upgrade for inclusivity, particularly for the elderly.

    Common Benefits Across All Three Sectors

    Although there may be different applications in different places, the same high-impact results are achieved by all:

    • Faster decision-making
    • Decreased human error
    • Cost Optimization
    • More effective use of resources
    • Enhanced user experience

    Most notably, AI enhances human potential, rather than replacing it.

    The Human Reality with AI Implementation

    Although there are efficiency gains associated with AI, there are important implications associated with it as well:

    • Data privacy & security
    • Privacy refers to
    • Bias and fairness
      Regardless,
    • Transparency of decision-making
    • Ethical and regulatory compliance

    For a successful adoption of AI, there is a need to strike a proper balance between technology

    In Simple Words

    • Healthcare: incorporates AI technology in predicting diseases, assisting physicians, and taking care of patients
    • Finance: leverages AI for securing funds, risk management, and personalizing services
    • E-Governance: makes use of AI to provide faster, just, and transparent public services
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daniyasiddiquiEditor’s Choice
Asked: 10/11/2025In: News

How can generative-AI (LLMs) safely support clinicians and patients without replacing critical human judgment?

generative-AI (LLMs) safely support c ...

aiinmedicineclinicaldecisionsupportgenerativeaihealthcareaimedicalethicspatientsafety
  1. daniyasiddiqui
    daniyasiddiqui Editor’s Choice
    Added an answer on 10/11/2025 at 2:38 pm

    The Promise and the Dilemma Generative AI models can now comprehend, summarize, and even reason across large volumes of clinical text, research papers, patient histories, and diagnostic data, thanks to LLMs like GPT-5. This makes them enormously capable of supporting clinicians in making quicker, beRead more

    The Promise and the Dilemma

    Generative AI models can now comprehend, summarize, and even reason across large volumes of clinical text, research papers, patient histories, and diagnostic data, thanks to LLMs like GPT-5. This makes them enormously capable of supporting clinicians in making quicker, better-informed, and less error-prone decisions.

    But medicine isn’t merely a matter of information; it is a matter of judgment, context, and empathy-things deeply connected to human experience. The key challenge isn’t whether AI can make decisions but whether it will enhance human capabilities safely, without blunting human intuition or leading to blind faith in the machines’ outputs.

    Where Generative AI Can Safely Add Value

    1. Information synthesis for clinicians

    Physicians must bear the cognitive load of new research each day amidst complex records across fragmented systems.

    LLMs can:

    • Summarize patient histories across EHRs.
    • Surface relevant clinical guidelines.
    • Highlight conflicting medication data.
    • Generate concise “patient summaries” for rounds or handoffs.

    It does not replace judgment; it simply clears the noise so clinicians can think more clearly and deeply.

    2. Decision support, not decision replacement

    AI may suggest differential diagnoses, possible drug interactions, or next-best steps in care.

    However, the safest design principle is:

    “AI proposes, the clinician disposes.”

    The clinicians are still the final decision-makers, in other words. AI should provide clarity as to its reasoning mechanism, flag uncertainty, and give a citation of evidence-not just a “final answer.”

    Good practice: Always display confidence levels or alternative explanations – forcing a “check-and-verify” mindset.

    3. Patient empowerment and communication

    • Generative AI can translate complex medical terminologies into plain language or even into multiple regional languages.
    • An accessible explanation would be: a diabetic patient can ask, “What does my HbA1c mean?”
    • A mother can ask in simple, conversational Hindi or English about her child’s vaccination schedule.
    • Value: Patients become partners in care as a result, improving adherence while reducing misinformation.

    4. Administrative relief

    Doctors spend hours filling EMR notes and prior authorization forms. LLMs can:

    • Auto-draft visit notes based on dictation.
    • Generate discharge summaries or referral letters.
    • Suggest billing codes.

    Less burnout, more time for actual patient interaction — which reinforces human care, not machine dominance.

    Boundaries and Risks

    Even the best models can hallucinate, misunderstand nuance, or misinterpret incomplete data. Key safety principles must inform deployment:

    1. Human-in-the-loop review

    Every AI output-whether summary, diagnosis suggestion, or letter-needs to be approved, corrected, or verified by a qualified human before it may form part of a clinical decision or record.

    2. Explainability and traceability

    Models must be auditable-meaning that inputs, prompts, and training data should be sufficiently transparent to trace how an output was formed. In clinical contexts, “black box” decisions are unacceptable.

    3. Regulatory and ethical compliance

    Adopt frameworks like:

    • EU AI Act (2025): classifies medical AI as “high-risk”.
    • HIPAA / GDPR: Requires data protection and consent.
    • NHA ABDM guidelines (India): stress consented, anonymized, and federated data exchange.

    4. Bias and equity control

    AI, when trained on biased datasets, can amplify existing healthcare disparities.

    Contrary to this:

    • Include diverse population data.
    • Audit model outputs for systemic bias.
    • Establish multidisciplinary review panels.

    5. Data security and patient trust

    AI systems need to be designed with zero-trust architecture, encryption, and federated access so that no single model can “see” patient data without proper purpose and consent.

     Designing a “Human-Centered” AI in Health

    • Co-design with clinicians: involve doctors, nurses, and technicians in the design and testing of AI.
    • Transparent user interfaces: Always make it clear that AI is an assistant, not the authority.
    • Continuous feedback loops: Every clinical interaction is an opportunity for learning by both human and AI.
    • Ethics boards and AI review committees: Just as with drug trials, human oversight committees are needed to ensure the safety of AI tools.
    • The Future Vision: “Augmented Intelligence,” Not “Artificial Replacement”

    The goal isn’t to automate doctors, it’s to amplify human care. Imagine:

    • A rural clinic with an AI-powered assistant supporting an overworked nurse as she explains lab results to a patient in the local dialect.
    • Having an oncologist review 500 trial summaries instantly and select a plan of therapy that previously took several weeks of manual effort.

    A national health dashboard, using LLMs for the analysis of millions of cases to identify emerging disease clusters early on-like your RSHAA/PM-JAY setup.
    In every case, the final call is human — but a far more informed, confident, and compassionate human.

    Summary

    AspectHuman RoleAI Role

    Judgement & empathy Irreplaceable Supportive

    Data analysis: Selective, Comprehensive

    Decision\tFinal\tSuggestive

    Communication\tRelational\tAugmentative

    Documentation\tOversight\tGenerative

    Overview

    AI in healthcare has to be safe, interpretable, and collaborative. When designed thoughtfully, it becomes a second brain-not a second doctor. It reduces burden, widens access, and frees clinicians to do what no machine can: care deeply, decide wisely, and heal compassionately.

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